CUSTOMER GUIDELINES - Summit Bank
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CUSTOMER GUIDELINES

The National Financial Literacy Program (NFLP) is SBP initiative to create basic financial awareness in general public. Summit Bank Limited is an active member in this initiative since 2017. We have conducted multiple sessions in different geographic locations on the same. After successful completion of NFLP-I from 2017 to 2022, same initiative is repeated again for another 05 years as NFLP-II after realizing the ongoing need for financial literacy and inclusion in Pakistan. Under the guidance of State Bank of Pakistan Development Finance Support Department (DFSD), the target to achieve by the end of the program is to reach 1 Million people across the country and to add unbanked into formal banking channels. Summit Bank Limited has done Classroom Sessions and Street Theater in order to create awareness of Financial Literacy among masses. During the trainings, educational contents regarding saving, loans, budgeting, investing and managing debt was given to the participants in the local language. Bank has targeted a mix of audience of males and females (50:50 ratio) between the ages of 18 and 60 years across rural and urban areas. Summit Bank is committed to this social cause and play its active part in creating Financial Awareness and Inclusion of unbanked.

Direct Cheque Deposit Facility - DCDF (for individual customers)

Dear Valued Customers,
Clearing of cheques is now easier & faster, with Summit Bank Limited, now you can deposit a crossed cheque directly into the Summit Bank, instead of visiting your issuing banks branch.
Just fill DCDF Form and present it along with a crossed cheque at any nearest Summit Bank Branch, your required funds will be transferred rapidly.

Terms & Conditions are applied.

SBP Reiterates not to share personal details on fake calls
Contact Detail of Focal Person
For any ATM-related queries, please feel free to contact the following personnel:
Syed Irfan Ali 92-021-32468524
Mr. Faisal Imtiaz Ahmad 92-021-32468526
Branch Code Branch Short Name
1-2-1 I.I. Chundrigar Road Br, Khi IIC
1-3-1 Y Block DHA Br, Lahore YDH
1-4-1 Super Market Br, Islamabad ISM
1-5-1 Abdali Road Br, Multan MAR
1-6-1 Susan Road Br, Faisalabad SRF
1-7-1 Wapda Town Branch, Gujranwala WTG
1-8-1 Gujrat Branch, Gujrat GJR
1-9-1 Islamia Road Branch, Peshawar PSH
1-10-1 Mirpur Branch, Azad Kashmir Mir
1-11-1 Kashmir Road Branch, Sialkot KRS
1-12-1 Hyderabad Branch, Hyderabad HYD
1-13-1 Sukkur Branch, Sukkur SKR
1-14-1 Quetta Br QMA
1-2-2 Clifton Branch, Karachi CBK
1-3-2 Lahore Stock Exchange Br LSE
1-4-2 Islamabad Stock Exchange (Sub) ISE
1-5-2 Hussain Agahi(Sub Br), Multan HAS
1-6-2 Liaquat Road Br, Faisalabad LRF
1-7-2 G.T.Road Kamoki Br KAM
1-8-2 G. T. Road Br, Gujrat GTR
1-9-2 University Road Br, Peshawar URP
1-10-2 Mirpur Br(2), Azad Kashmir MP2
1-11-2 Paris Road Br, Sialkot PRS
1-12-2 Mir Pur Khas Br MPK
1-13-2 Shikarpur Road Branch, Sukkur SRB
1-14-2 Fatima Jinnah Road Br, Quetta FJQ
1-2-3 Gulshan-e-Iqbal Br, Khi GIB
1-3-3 Ferozpur Road Br, Lhr FZP
1-4-3 Bahria Town Branch, Islamabad BTB
1-5-3 Sadiqabad Br SAD
1-6-3 Kotwali Road Br, Faisalabad KOT
1-7-3 G. T. Road Br,(2) Gujranwala GT2
1-8-3 Sarai Alamgir Chak Ghanian SCG
1-9-3 Bank Road, Mardan MDN
1-10-3 Dadyal Br, Azad Kashmir AKD
1-11-3 Narowal Branch, Narowal NWL
1-12-3 Qasimabad Br, Hyderabad QBH
1-13-3 Workshop Road Br, Sukkur SWR
1-14-3 Liaqat Bazar Quetta QLB
1-2-4 Atrium Mall Br, Saddar AMB
1-3-4 Multan Road Br, Lhr MRL
1-4-4 F6 Markaz Br, Isb F6
1-5-4 Vehari Road Branch, Multan VRB
1-6-4 Satellite Town Branch,Sargodha STS
1-7-4 Dalwal Branch CDL
1-8-4 Dina Br, Gujrat DNA
1-9-4 Mansehra Branch. MRA
1-10-4 Shaheed Chowk Branch, Kotli MAI
1-11-4 Small Industrial Estate Branch SIE
1-12-4 Latifabad #7 Br, Hyderabad HLD
1-14-4 Jinnah Road 111 ,Quetta. QJR
1-2-5 Karachi Stock Exchange Br KSE
1-3-5 Gulberg Br Lhr GUL
1-4-5 F – 10 Markaz Branch, Islamaba F10
1-5-5 Sahiwal SWL
1-6-5 Chanab Nagar-Rabwah(Sub Br) CNR
1-7-5 G.T.Road (iii) Gujranwala GWA
1-8-5 Lalamusa Br, Gujrat LMS
1-9-5 Attock Branch ATK
1-12-5 Shaheed-e-Millat Rd, Mirpurkhs MSM
1-14-5 Gawadar Br GDR
1-2-6 Manzoor Colony Branch, Karachi MCK
1-3-6 Circular Road Br, Lhr CRB
1-4-6 F-11 Markaz Br, Isb F11
1-5-6 Rahim Yar Khan. RYK
1-6-6 Fateh Jang Br AFJ
1-8-6 Mandi Bahaudin MBN
1-9-6 Milad Chowk Br, Peshawar PMC
1-12-6 Market Chowk Branch, Hyd HSD
1-14-6 Main Bazar Turbat TMB
1-2-7 Korangi Br, Khi KBR
1-3-7 Azam Cloth Market Br, Lhr ACM
1-4-7 Gujar Khan Br, Isb GKB
1-5-7 Ravi Road Okara OKR
1-6-7 Railway Road Br, Sargodha SGA
1-8-7 Jhelum Sub Branch JMS
1-9-7 Swabi Sub Branch SIS
1-2-8 Gulistan-e-Johar Br, Khi GJB
1-3-8 Z Block DHA Br, Lhr ZDH
1-4-8 Bank Road Br,(2) Rawalpind BR2
1-5-8 Hussain Agahi(ii), Mul MLN
1-6-8 Jail Road Branch-Faisalabad JRF
1-8-8 Katchery Chowk Br, Gujrat GKC
1-9-8 Fruit Market Branch, Peshawar FMP
1-2-9 Adamjee Nagar Br, Khi ANB
1-3-9 New Garden Town Br, Lhr NGT
1-4-9 Raja Bazar, Rawalpindi. RRB
1-2-10 Khayaban-e-Jami br, khi JAM
1-3-10 Mall Road Br, Lhr MRB
1-4-10 Wah Cantt. Br WCT
1-2-11 Hyderi Br, Khi HMK
1-3-11 Model Town Br, Lhr MTL
1-4-11 Hazro (sub branch) HOS
1-2-12 Bahadurabad Br, Khi BHD
1-3-12 Ichra More Branch, Lahore IMB
1-4-12 Haripur-Hazara (sub branch) HRS
1-2-13 M A Jinnah Road Br, khi MAJ
1-3-13 Cantt Br, Lhr CBL
1-4-13 Bara Koh Islamabad IBK
1-2-14 Nooriabad Br, khi NBB
1-3-14 PASSCO House Br, Lhr PAS
1-4-14 Chakwal CWL
1-2-15 Dolmen City Br, Khi DOL
1-3-15 Faisal Town Br, Lhr FTB
1-4-15 Murree Road Br,Rawalpindi RMR
1-2-16 Abdullah Haroon Rd (Sub br) AHR
1-3-16 Samanabad , Lhr LSD
1-4-16 Bank Road Br (111), Rawalpindi RBR
1-2-17 Jodia Bazar Br, Khi JDB
1-3-17 Wahdat Road, Lhr LWR
1-4-17 G11 Markaz Islamabad IGM
1-2-18 Khayaban-e-Shahbaz Br, khi KSB
1-3-18 Shah Alam Gate Br, Lahore LSG
1-4-18 Blue Area (Corporate) Br, Isb IBA
1-2-19 Karimabad Br, Khi KRB
1-3-19 Badami Bagh, Lhr LBB
1-2-20 Soldier Bazar Branch Khi SBB
1-3-20 Kamahan Lahore LKN
1-2-21 Saeedabad Branch, Karachi SBK
1-3-21 Ravi Road Branch Lhr. RRL
1-2-22 Burns Road Br, Khi BRD
1-3-22 Airport Road Lahore LAR
1-2-23 Cloth Market Br(2) Khi CL2
1-3-23 Johar Town Branch, Lahore LJT
1-2-24 Hawksbay Road Truck Stand Br HAW
1-3-24 Kasur KSR
1-2-25 Shahrah-e-Faisal Br, Khi SFB
1-3-25 Darogawala Lahore LDW
1-2-26 Shershah Branch, Karachi SSH
1-3-26 G Block, DHA Phase I, Lahore LDA
1-2-27 Nazimabad Gole Market Br. Khi NGM
1-3-27 Allama Iqbal Town,Lhr LAT
1-2-28 Khayaban-e-Tanzeem Br, Khi KTB
1-3-28 Liberty Market (Corporate),Lhr LLM
1-2-29 Zaib un Nisa Street Br, Khi ZNS
1-3-29 Egerton Rd. Lhr LER
1-2-30 Ranchore Line Br, Khi RLB
1-3-30 Muridke Branch MRK
1-2-31 DHA Phase-1 Br, Khi DHA
1-2-32 Gulistan-e-Jauhar Br(2), Khi KGJ
1-2-33 Rizvia Society, Khi RSB
1-2-34 Dhoraji, Khi KDI
1-2-35 Steel Market, Khi KSM
1-2-36 Garden East Br, Khi KGE
1-2-37 Water Pump Br, Khi KWP
1-2-38 Barkat-e-Haidery Br, Khi KBH
1-2-39 Jamshed Quarter KHI. KJQ
1-2-40 Bahadur Shah, Karachi KBS
1-2-41 Jodia Bazar(ii)Br, Khi KJB
1-2-42 Cloth market(iii) Br, Khi KCM
1-2-43 North Napier Rd.Karachi KNR
1-2-44 Timber Mkt. Karachi KTM
1-2-45 New Challi Karachi KNC
1-2-46 Plaza Quarters Br, Khi KPQ
1-2-47 North Karachi Industrial Area KNI
1-2-48 Badar Commercial Br, KBC
1-2-49 Gulshan-e-Iqbal (ii), Khi KGI
1-2-50 Phase IV, DHA Branch, Karachi DH4
1-2-51 Abdullah Haroon Road (ii), Khi KAH
1-2-52 Tariq Road, Khi KTR
1-2-53 Shahra-e-Faisal(ii), Khi KSF
1-2-54 Defence Karachi KDE
1-2-55 Site, Khi KST
1-2-56 Paper Mkt. Khi KPM
1-2-57 I.I.Chundrigar Rd(ii), Khi KCR
Sn NIFT BRANCH NAME BRANCH CODE CITY
1 96 ABDULLAH HAROON ROAD II 01-02-51 KARACHI
2 16 ADAMJEE NAGAR 01-02-09 KARACHI
3 4 ATRIUM MALL 01-02-04 KARACHI
4 111 BADAR COMMERCIAL. 01-02-48 KARACHI
5 101 BAHADUR SHAH CENTRE 01-02-40 KARACHI
6 29 BAHADURABAD 01-02-12 KARACHI
7 99 BARAKAT-E-HYDERI 01-02-38 KARACHI
8 52 BURNS ROAD 01-02-22 KARACHI
9 43 CLOTH MARKET II 01-02-23 KARACHI
10 2 CLIFTON 01-02-02 KARACHI
11 102 DEFENCE 01-02-54 KARACHI
12 44 DHA PHASE 1 01-02-31 KARACHI
13 94 DHA PHASE IV 01-02-50 KARACHI
14 112 DHORAJI 01-02-34 KARACHI
15 32 DOLMEN CITY 01-02-15 KARACHI
16 34 ELECTRONIC MARKET KARACHI 01-02-16 KARACHI
17 188 FISH HARBOUR 01-02-59 KARACHI
18 189 FISH HARBOUR (SUB) 01-02-60 KARACHI
19 108 GARDEN EAST 01-02-36 KARACHI
20 14 GULISTAN-E-JOHAR I 01-02-08 KARACHI
21 106 GULISTAN-E-JOHAR II 01-02-32 KARACHI
22 3 GULSHAN-E-IQBAL I 01-02-03 KARACHI
23 93 GULSHAN-E-IQBAL II 01-02-49 KARACHI
24 28 HYDERI 01-02-11 KARACHI
25 103 I.I.CHUNDRIGAR ROAD 01-02-57 KARACHI
26 109 JAMSHED QUARTER 01-02-39 KARACHI
27 39 JODIA BAZAAR I 01-02-17 KARACHI
28 89 JODIA BAZAAR II 01-02-41 KARACHI
29 46 KARIMABAD 01-02-19 KARACHI
30 27 KHAYABAN-E-JAMI 01-02-10 KARACHI
31 50 KHAYABAN-E-SHAHBAZ 01-02-18 KARACHI
32 49 KHAYABAN-E-TANZEEM 01-02-28 KARACHI
33 13 KORANGI INDUSTRIAL AREA 01-02-07 KARACHI
34 33 M.A. JINNAH ROAD 01-02-13 KARACHI
35 51 MALIR CANTT 01-02-24 KARACHI
36 12 MANZOOR COLONY 01-02-06 KARACHI
37 90 MUHAMMAD ALI SOCIETY 01-02-42 KARACHI
38 45 NAZIMABAD GOLE MARKET 01-02-27 KARACHI
39 87 NEW CHALLI 01-02-45 KARACHI
40 107 NORTH KARACHI INDUSTRIAL 01-02-47 KARACHI
41 91 NORTH NAPIER ROAD 01-02-43 KARACHI
42 186 PAF Base Faisal,KARACHI 01-02-58 KARACHI
43 95 PAPER MARKET 01-02-56 KARACHI
44 88 PLAZA QUARTER 01-02-46 KARACHI
45 47 RANCHORE LINE 01-02-30 KARACHI
46 110 RIZVIA SOCIETY 01-02-33 KARACHI
47 104 S.I.T.E 01-02-55 KARACHI
48 48 SAEEDABAD 01-02-21 KARACHI
49 53 SHAHRAH-E-FAISAL I 01-02-25 KARACHI
50 100 SHAHRAH-E-FAISAL II 01-02-53 KARACHI
51 54 SHERSHAH 01-02-26 KARACHI
52 42 SOLDIER BAZAR 01-02-20 KARACHI
53 105 STEEL MARKET 01-02-35 KARACHI
54 2001 SUMMIT ONLINE 2001 KARACHI
55 1001 SUMMIT RTC KARACHI 1001 KARACHI
56 97 TARIQ ROAD 01-02-52 KARACHI
57 92 TIMBER MARKET 01-02-44 KARACHI
58 1 UNI TOWER 01-02-01 KARACHI
59 98 WATER PUMP 01-02-37 KARACHI
60 55 ZAIBUNNISA 01-02-29 KARACHI
61 204 DOLMEN MALL(IBB) 1-99-5 KARACHI
62 206 FISH HARBOUR (IBB) 1-99-8 KARACHI
63 203 HUB CITY (IBB) 1-99-6 KARACHI
64 201 I.I CHUNDRIGAR (IBB) 1-99-3 KARACHI
65 208 SUPER HIGHWAY (IBB) 1-99-10 KARACHI
66 207 ZAM ZAMA (IBB) 1-99-9 KARACHI
67 213 PAF IBW (IBB) 1-99-15 KARACHI
68 221 ABDULLAH HAROON (IBB) 1-99-23 KARACHI
69 222 DHORAJI (IBB) 1-99-24 KARACHI
70 228 RIVIA SOCIETY (IBB) 1-99-30 KARACHI
71 229 GULISTAN E JAUHAR II (IBB) 1-99-31 KARACHI
72 234 SHAHRAH E FAISAL I (IBB) 1-99-36 KARACHI
73 237 BURNS ROAD (IBB) 1-99-39 KARACHI
74 6 SUPER MARKET (ISB) 01-04-01 ISLAMABAD
75 66 F-11 MARKAZ (ISB) 01-04-06 ISLAMABAD
76 65 F-10 MARKAZ (ISB) 01-04-05 ISLAMABAD
77 67 F-06 MARKAZ (ISB) 01-04-04 ISLAMABAD
78 15 STOCK EXCHANGE (ISB) 01-04-02 ISLAMABAD
79 180 I-9 MARKAZ SUB (ISB) 01-04-19 ISLAMABAD
80 128 BLUE AREA CRPT (ISB) 01-04-18 ISLAMABAD
81 132 G-11 MARKAZ (ISB) 01-04-17 ISLAMABAD
82 130 BARA KOH (ISB) 01-04-13 ISLAMABAD
83 134 WAH CANTT (ISB) 01-04-10 ISLAMABAD
84 154 HASSAN ABDAL (ATTOCK) 01-09-05 ISLAMABAD
85 202 PIA Employees Township Branch, IBB 1-99-4 LAHORE
86 5 Y Block DHA Br, Lahore 01-03-01 LAHORE
87 19 Ferozpur Road Br, Lhr 01-03-03 LAHORE
88 20 Main Blvd Alama Iqbal Town,lhr 01-03-04 LAHORE
89 35 Gulberg Br Lhr 01-03-05 LAHORE
90 40 Circular Road Br, Lhr 01-03-06 LAHORE
91 56 Azam Cloth Market Br, Lhr 01-03-07 LAHORE
92 64 Z Block DHA Br, Lhr 01-03-08 LAHORE
93 60 New Garden Town Br, Lhr 01-03-09 LAHORE
94 63 Mall Road Br, Lhr 01-03-10 LAHORE
95 61 Model Town Br, Lhr 01-03-11 LAHORE
96 58 Ichra More Branch, Lahore 01-03-12 LAHORE
97 57 Cantt Br, Lhr 01-03-13 LAHORE
98 62 Empress Road Branch, Lahore 01-03-14 LAHORE
99 59 Faisal Town Br, Lhr 01-03-15 LAHORE
100 127 Bahria Town Branch, Lahore 01-03-16 LAHORE
101 122 Wahdat Road, Lhr 01-03-17 LAHORE
102 114 Shah Alam Gate Br, Lahore 01-03-18 LAHORE
103 115 Badami Bagh, Lhr 01-03-19 LAHORE
104 123 Bedian Road Branch, Lahore 01-03-20 LAHORE
105 124 DHA Ph-VI Branch, Lahore 01-03-22 LAHORE
106 119 Johar Town Branch, Lahore 01-03-23 LAHORE
107 125 Kasur 01-03-24 LAHORE
108 121 Darogawala Lahore 01-03-25 LAHORE
109 113 G Block, DHA Phase I, Lahore 01-03-26 LAHORE
110 120 Allama Iqbal Town,Lhr 01-03-27 LAHORE
111 116 Liberty Market (Corporate),Lhr 01-03-28 LAHORE
112 118 Egerton Rd. Lhr 01-03-29 LAHORE
113 126 Muridke Branch 01-03-30 LAHORE
114 181 Urdu Bazar Branch, Lahore 01-03-31 LAHORE
S.NO NIFT CODE BRANCH NAME BRANCH CODE CITY
1 9 Lahore Stock Exchange Branch 01-03-02 LAHORE
2 23 Mirpur Branch, Azad Kashmir 01-10-01 Azad Jammu Kashir
3 70 Mirpur Br(2), Azad Kashmi 01-10-02 Azad Jammu Kashir
4 156 Dadyal Br, Azad Kashmir 01-10-03 Azad Jammu Kashir
5 155 Shaheed Chowk Branch, Kotli 01-10-04 Azad Jammu Kashir
5 169 Muzaffarabad Branch, AJK 01-10-05 Azad Jammu Kashir
6 203 Hub City Branch, Baluchistan IBB 1-99-6 Balochistan
7 11 Susan Road Br, Faisalabad 01-06-01 Faisalabad
8 30 Liaquat Road Br, Faisalabad 01-06-02 Faisalabad
9 71 Kotwali Road Br, Faisalabad 01-06-03 Faisalabad
10 79 Satellite Town Branch,Sargodha 01-06-04 Faisalabad
11 82 Rabwah Branch 01-06-05 Faisalabad
12 142 Fateh Jang Br 01-06-06 Faisalabad
13 141 Railway Road Br, Sargodha 01-06-07 Faisalabad
14 140 Jail Road Branch-Faisalabad 01-06-08 Faisalabad
15 167 Aminpur Bazar Br, Faisalabad 01-06-09 Faisalabad
16 210 Chillas Branch(IBB) 1-99-12 Gilgit Baltistan
17 211 Skardu Branch 1-99-13 Gilgit Baltistan
18 212 Chitral Branch(IBB) 1-99-14 Gilgit Baltistan
19 17 Wapda Town Branch, Gujranwala 01-07-01 GUJRANWALA
20 75 G.T.Road Kamoki Br 01-07-02 GUJRANWALA
21 72 G. T. Road Br,(2) Gujranwala 01-07-03 GUJRANWALA
22 144 Dalwal Branch 01-07-04 GUJRANWALA
23 143 G.T.Road (iii) Gujranwala 01-07-05 GUJRANWALA
24 18 Gujrat Branch, Gujrat 01-08-01 Gujrat
25 73 G. T. Road Br, Gujrat 01-08-02 Gujrat
26 148 Chak Ghanian Branch 01-08-03 Gujrat
27 146 Dina Br, Gujrat 01-08-04 Gujrat
28 149 Lalamusa Br, Gujrat 01-08-05 Gujrat
29 147 Mandi Bahaudin 01-08-06 Gujrat
30 85 Kazim Kamal Rd Br, Jhelum 01-08-07 Gujrat
31 145 Katchery Chowk Br, Gujrat 01-08-08 Gujrat
32 235 Defence,Thandi Sarak Br,Hyd IBB 1-99-37 Hyderabad
33 36 Hyderabad Branch, Hyderabad 01-12-01 Hyderabad
34 41 Mir Pur Khas Br 01-12-02 Hyderabad
35 74 Qasimabad Br, Hyderabad 01-12-03 Hyderabad
36 161 Latifabad #7 Br, Hyderabad 01-12-04 Hyderabad
37 160 Khipro Bus Stand Br,Mirpurkhas 01-12-05 Hyderabad
38 159 Market Chowk Branch, Hyd 01-12-06 Hyderabad
39 170 Tando Allahyar Branch 01-12-07 Hyderabad
40 178 Nawabshah Branch 01-12-09 Hyderabad
41 205 Naval Anchorage branch, Islamabad IBB 1-99-7 Islamabad
42 236 Bahria Town Ph-IV Br,Rawalpindi IBB 1-99-38 Islamabad
43 250 DHA Phase II Br, Islamabad - IBB 1-99-52 Islamabad
44 21 Bahria Town Branch, Islamabad 01-04-03 Islamabad
45 69 Gujjar Khan Br, Isb 01-04-07 Islamabad
46 68 Bank Road Br,(2) Rawalpind 01-04-08 Islamabad
47 131 Raja Bazar, Rawalpindi. 01-04-09 Islamabad
48 83 Zia-Ul-Haq Road Branch, Hazro 01-04-11 Islamabad
49 84 G.T. Road Branch, Haripur 01-04-12 Islamabad
50 133 Chakwal 01-04-14 Islamabad
51 135 Murree Road Br,Rawalpindi 01-04-15 Islamabad
52 10 Karachi Stock Exchange Br 01-02-05 Karachi
53 25 Nooriabad Br, khi 01-02-14 Karachi
54 7 Abdali Road Br, Multan 01-05-01 Multan
55 24 Qadafi Chowk Branch, Multan 01-05-02 Multan
56 26 Sadiqabad Br 01-05-03 Multan
57 76 Vehari Road Branch, Multan 01-05-04 Multan
58 138 Sahiwal 01-05-05 Multan
59 137 Rahim Yar Khan. 01-05-06 Multan
60 139 Ravi Road Okara 01-05-07 Multan
61 136 Hussain Agahi(ii), Mul 01-05-08 Multan
62 182 Kot Addu Branch, Muzaffargarh 01-05-09 Multan
63 22 Islamia Road Branch, Peshawar 01-09-01 Peshawar
64 77 University Road Br, Peshawar 01-09-02 Peshawar
65 152 The Mall, Mardan 01-09-03 Peshawar
66 150 Mansehra Branch. 01-09-04 Peshawar
67 154 Hassan Abdal Branch, Attock 01-09-05 Peshawar
68 153 Milad Chowk Br, Peshawar 01-09-06 Peshawar
69 86 Mardan Road Branch, Swabi 01-09-07 Peshawar
70 151 Fruit Market Branch, Peshawar 01-09-08 Peshawar
71 179 Mansehra Rd Br,Abbotabad 01-09-09 Peshawar
72 185 Gilgit Branch 01-09-10 Peshawar
73 187 Hayatabad Branch ,Peshawar 01-09-11 Peshawar
74 38 Quetta Br 01-14-01 Quetta
75 78 Fatima Jinnah Road Br, Quetta 01-14-02 Quetta
76 165 Liaqat Bazar Quetta 01-14-03 Quetta
77 163 Jinnah Road 111 ,Quetta. 01-14-04 Quetta
78 166 Gawadar Br 01-14-05 Quetta
79 164 Main Bazar Turbat 01-14-06 Quetta
80 168 Qila Abdullah Branch, Chaman 01-14-07 Quetta
81 31 Kashmir Road Branch, Sialkot 01-11-01 Sialkot
82 80 Paris Road Br, Sialkot 01-11-02 Sialkot
83 158 Katchery Road Branch-Narowal 01-11-03 Sialkot
84 157 Small Industrial Estate Branch 01-11-04 Sialkot
85 37 Sukkur Branch, Sukkur 01-13-01 Sukkur
86 81 Shikarpur Road Branch, Sukkur 01-13-02 Sukkur
87 162 Workshop Road Br, Sukkur 01-13-03 Sukkur
88 172 Dadu Branch 01-13-04 Sukkur
89 173 Pacca Chang Branch, Faiz Gunj 01-13-05 Sukkur
90 174 Pakistan Chowk Branch, Larkana 01-13-06 Sukkur
91 175 Shahdad Kot Branch 01-13-07 Sukkur
92 176 Shikarpur Branch 01-13-08 Sukkur
93 177 Quid-e-Azam Rd Br, Jacobabad 01-13-09 Sukkur
94 183 Ghotki Branch 01-13-10 Sukkur
95 184 Kandhkot, Branch 01-13-11 Sukkur
96 9 Lahore Stock Exchange Branch 01-03-02 LAHORE
S.no Clearing Session & Times Collection at Branch Clearance Time
1 CCU- Karachi Overnight Outward Clearing Before close of Next Business Day
1st Collection 12: 00 to 1:00
2nd Collection
05:00 to 05:30
Overnight Outward Clearing
2 Intercity Outward Clearing 1st Collection 12: 00 to 1:00 1.     Before the close of Next Business (If the drawee bank in online)
2nd Collection
05:00 to 05:30
2.     Lodgment date + 3 days (If the drawee bank is not online)
3 For high net worth customer Sent by own rider to CCU max 06: 30 Before close of Next Business Day
S.no Clearing Session & Times Collection at Branch Clearance Time
1 CCU- Lahore Before close of Next Business Day
Collection 2: 00 to 02:30
Overnight Outward Clearing
2 Intercity Outward Clearing Collection 2: 00 to 02:30 1.    Before the close of Next Business (If the drawee bank in online)
2.     Lodgment date + 3 days (If the drawee bank is not online)
3 For high net worth customer Sent by own rider to CCU max 04: 30 Before close of Next Business Day
4 Same-day Outward clearing Before 10:00 Before the close of same day.
S.no Clearing Session & Times Collection at Branch Clearance Time
1 Overnight Outward Clearing Before 05: 00 Before close of Next Business Day
2 Intercity Outward Clearing Before 05: 00 1.    Before the close of Next Business (If the drawee bank in online)
2.Lodgment date + 3 days (If the drawee bank not online)
Summit Bank Limited strives towards creating a culture where our customers are treated with fairness and transparency in terms of providing products and services. The Framework for Fair Treatment of Customers (“FTC”) has been formulated to establish that every consumer of the bank is treated fairly and without biasness. FTC culture incorporates principles of fairness throughout the bank in all its dealings.
Our FTC Vision:
  1. Empower the customers to obtain fair information and assist in making decisions with banking products and services without any discrimination in transparent way.
  2. Provide possibilities for the customer to distinguish between fair and just practices provided by the bank and ensuring that the FTC principle is embedded in the bank’s culture.
  3. Customers have access to recourse mechanism to resolve disputes as per the SBP Guidelines of Consumer Grievance Handling Mechanism (CGHM).
Consumer Protection Objectives  
  • To protect the interests of our customers at each stage of the product‘s life cycle.
  • To ensure that promotional material is clear, simple and appropriately designed for the intended consumer group.
  • To ensure that sales staff has comprehensive training on all products they advise or sell.
  • To keep detailed and secured records of customer information and instructions.
  • To ensure that customer complaints are assessed fairly, promptly and impartially, and in line with Regulator’s guidelines.
  • To ensure that FTC values are practiced by all staff across the bank.
Financial Consumer Protection is an organizational effort with well-defined roles and responsibilities. The bank will monitor the fair treatment of customers at all stages of the relationship.
Please click on the link below to view Deposit Protection Mechanism for Banking Companies:
Branch Code Branch Name Nift Code
1-10-1 Mirpur Branch, Azad Kashmir 23
1-10-2 Mirpur Br(2), Azad Kashmi 70
1-10-5 Muzaffarabad Branch, AJK 169
1-6-8 Jail Road Branch-Faisalabad 140
1-7-5 G.T.Road (iii) Gujranwala 143
1-8-1 Gujrat Branch, Gujrat 18
1-8-7 Kazim Kamal Rd Br, Jhelum 85
1-12-1 Hyderabad Branch, Hyderabad 36
1-12-2 Mir PurKhas Br 41
1-4-1 Super Market Br, Islamabad 6
1-4-3 Bahria Town Branch, Islamabad 21
1-4-14 Chakwal 133
1-2-1 I.I. Chundrigar Road Br, Khi 1
1-3-5 Gulberg Br Lhr 35
1-5-1 Abdali Road Br, Multan 7
1-9-1 Islamia Road Branch, Peshawar 22
1-14-1 Quetta Br 38
1-11-1 Kashmir Road Branch, Sialkot 31
1-13-1 Sukkur Branch, Sukkur 37
1-13-6 Pakistan Chowk Branch, Larkana 174
Inward Clearing:
Clearing of all our customer cheques (drawn on their accounts with us) that they have issued and are deposited in other banks, that is Cheques or other instruments drawn on our Bank presented by other banks through NIFT/clearing house.
Outward Clearing:
When a particular branch receives instruments drawn on the other bank within the clearing zone and sends those instruments for collection through the clearing arrangement is considered as Outward Clearing for that particular branch.
The outward clearing process starts off by receiving another Bank’s cheque at our Bank’s counter, upon receiving the EFFECT from the Central Bank’s Clearing House or the authorized clearing agent, the same will return or realize into the customer’s account.
 Sameday Outward Clearing value and time limits
S.no Clearing Session & Times Collection at Branch            Clearance Time
1. Same-day Outward clearing Before 10:00 Before the close of same day.

The cheques / instruments of Rs.100,000/- & above received by the branches in same day clearing.
BRANCHES IN SAMEDAY MEMBER (OUTWARD)
Sno Nift Code Br_name hPLUS City
1 70 Mirpur Br(2), Azad Kashmir 01-10-02 Azad Jammu Kashmir
2 169 Muzaffarabad Branch, AJK 01-10-05 Azad Jammu Kashmir
3 11 Susan Road Br, Faisalabad 01-06-01 Faisalabad
4 30 Liaquat Road Br, Faisalabad 01-06-02 Faisalabad
5 71 Kotwali Road Br, Faisalabad 01-06-03 Faisalabad
6 79 Satellite Town Branch,Sargodha 01-06-04 Faisalabad
7 141 Railway Road Br, Sargodha 01-06-07 Faisalabad
8 140 Jail Road Branch-Faisalabad 01-06-08 Faisalabad
9 167 Aminpur Bazar Br, Faisalabad 01-06-09 Faisalabad
10 17 Wapda Town Branch, Gujranwala 01-07-01 GUJRANWALA
11 75 G.T.Road Kamoki Br 01-07-02 GUJRANWALA
12 72 G. T. Road Br,(2) Gujranwala 01-07-03 GUJRANWALA
13 143 G.T.Road (iii) Gujranwala 01-07-05 GUJRANWALA
14 73 G. T. Road Br, Gujrat 01-08-02 Gujrat
15 226 IBW Kazim Kamal Rd Br, Jhelum 01-08-07 Gujrat
16 145 Katchery Chowk Br, Gujrat 01-08-08 Gujrat
17 36 Hyderabad Branch, Hyderabad 01-12-01 Hyderabad
18 161 Latifabad #7 Br, Hyderabad 01-12-04 Hyderabad
19 6 Super Market Br, Islamabad 01-04-01 Islamabad
20 21 Bahria Town Branch, Islamabad 01-04-03 Islamabad
21 68 Bank Road Br,(2) Rawalpind 01-04-08 Islamabad
22 128 Blue Area (Corporate) Br, Isb 01-04-18 Islamabad
23 201 II Chundrigar Road Br,Khi(IBB) 1-99-3 Karachi
24 1 I.I. Chundrigar Road Br, Khi 01-02-01 Karachi
25 2 Clifton Branch, Karachi 01-02-02 Karachi
26 4 Atrium Mall Br, Saddar 01-02-04 Karachi
27 10 Karachi Stock Exchange Br 01-02-05 Karachi
28 13 Korangi Br, Khi 01-02-07 Karachi
29 29 Bahadurabad Br, Khi 01-02-12 Karachi
30 33 M A Jinnah Road Br, khi 01-02-13 Karachi
31 34 Electronics Mkt Saddar Br, Khi 01-02-16 Karachi
32 39 Jodia Bazar Br, Khi 01-02-17 Karachi
33 105 Steel Market, Khi 01-02-35 Karachi
34 101 Bahadur Shah, Karachi 01-02-40 Karachi
35 91 North Napier Rd.Karachi 01-02-43 Karachi
36 87 New Challi Karachi 01-02-45 Karachi
37 88 Plaza Quarters Br, Khi 01-02-46 Karachi
38 96 Abdullah Haroon Road (ii), Khi 01-02-51 Karachi
39 100 Shahra-e-Faisal(ii), Khi 01-02-53 Karachi
40 104 Site, Khi 01-02-55 Karachi
41 95 Paper Mkt. Khi 01-02-56 Karachi
42 188 Karachi Fish Harbour Branch 01-02-59 Karachi
43 5 Y Block DHA Br, Lahore 01-03-01 Lahore
44 9 Lahore Stock Exchange Branch 01-03-02 Lahore
45 35 Gulberg Br Lhr 01-03-05 Lahore
46 60 New Garden Town Br, Lhr 01-03-09 Lahore
47 63 Mall Road Br, Lhr 01-03-10 Lahore
48 113 G Block, DHA Phase I, Lahore 01-03-26 Lahore
49 116 Liberty Market (Corporate),Lhr 01-03-28 Lahore
50 7 Abdali Road Br, Multan 01-05-01 Multan
51 248 IBW Qadafi Chowk Branch, Multan 1-99-50 Multan
52 76 Vehari Road Branch, Multan 01-05-04 Multan
53 138 Sahiwal 01-05-05 Multan
54 137 Rahim Yar Khan. 01-05-06 Multan
55 139 Ravi Road Okara 01-05-07 Multan
56 136 Hussain Agahi(ii), Mul 01-05-08 Multan
57 22 Islamia Road Branch, Peshawar 01-09-01 Peshawar
58 77 University Road Br, Peshawar 01-09-02 Peshawar
59 150 Mansehra Branch. 01-09-04 Peshawar
60 151 Fruit Market Branch, Peshawar 01-09-08 Peshawar
61 179 Mansehra Rd Br,Abbotabad 01-09-09 Peshawar
62 187 Hayatabad Branch ,Peshawar 01-09-11 Peshawar
63 38 Quetta Br 01-14-01 Quetta
64 78 Fatima Jinnah Road Br, Quetta 01-14-02 Quetta
65 165 Liaqat Bazar Quetta 01-14-03 Quetta
66 163 Jinnah Road 111 ,Quetta. 01-14-04 Quetta
67 31 Kashmir Road Branch, Sialkot 01-11-01 Sialkot
68 80 Paris Road Br, Sialkot 01-11-02 Sialkot
69 157 Small Industrial Estate Branch 01-11-04 Sialkot
70 162 Workshop Road Br, Sukkur 01-13-03 Sukkur
71 174 Pakistan Chowk Branch, Larkana 01-13-06 Sukkur
72 147 Mandi Bahauddin, Jehlum 01-08-06 Jehlum
73 43 Cloth Market II, Karachi 01-02-23 Karachi
74 55 Com 3, Clifton , Karachi 01-02-29 Karachi
75 89 Jodia II , Karachi 01-02-41 Karachi
76 152 The Mall, Mardan 01-09-03 Mardan
77 153 Milad Chowk, Mardan 01-09-06 Mardan
78 231 IBW Hayatabad Branch ,Peshawar 1-99-33 Peshawar
79 81 Shikarpur Road, Sukkur 01-13-02 Sukkur
Note: All Summit bank branches are online for Sameday Inward Clearing.
Please click on the link below to view important notice for Lockers:
Click here to view the Precautions in Handling of Cheques.
Please download our latest Schedule of Charges from the link below:
Please download our latest Schedule of Charges from the link below:
Please click on the link below to view some of our important Terms & Conditions:
Please click on the link below to view some of our important Terms & Conditions:
No Branch Banking Instruments Final TAT Conditions
1 Over the Counter Transactions: • Cash Deposit • Cash Withdrawal • Cheque Encashment • Encashment of Foreign currency 5 to 10 minutes These services will be executed within Ten minutes upon receipt of request at branch counter if otherwise in order and depending upon the denomination and amount.
2 Home Remittance Services• Amanat Cash • Western Union • Express Money 5 – 10  minutes If other wise in order.
3 Pay Order / Demand Draft Issuance 10 minutes If other wise in order.
4 Internal Funds Transfer 10 minutes If other wise in order.
5 Clearing ( Inward / Outward) Within the same day – 24 hours As per NIFT process timings clearing is to be processed the same day.
6 Inter City Clearing:• Inward / Outward   •Cheques sent on Collection – OBC (remote areas – TCS is not available) 72 hours – 3 working days  4 to 5 working days This is subject to Payees account which will be credited upon realization of the funds. Branches are requested NOT to keep OBC pending till the funds available in the accounts.
7 Fixed Deposit Issuance Same day – 15 Minutes This is subject to customer’s FDR account (Additional account) that is already open and provided if the rates are already negotiated andapproved.
8 Fixed Deposit Renewal / Roll Over Same Day – 15 minutes Same day (automated) on rack rates.
9 Fixed Deposit Pre mature Encashment Same day – 15 minutes Provided requried approvals are in place.
10 Disbursement of Customer Salaries Within 24 hours If otherwise in order including receipt of clear funds
11 Visa Debit Card Within 7 Working days
12 Cheque Book Issuance 48 Hours – Within 2 working days(for branches other then Karachi – 3 days) After account is opened, cheque book is issued to customer within 2 working days, however same TAT also applies if cheque book request is received from the customer.Same is only applicable if cheque book request is received by us within the cut off time – 4:00pm, however request received after 4:00 pm will be processed next day thereby TAT increasing to 3 days.
13 Issuance of Bank statement (On request) Same day- Immediately (Maximum 10 minutes) Subject to Volume of transactions / required time period.  This TAT only applies to Bank statements requested by customers for a certain period, otherwise as per SBP guidelines statements will be sent bi-annually by Operations.
14 Account Opening 24 hours – 1 working day.Cut off time for branches: 5:00pm Provided documentation is complete. Subject to receipt of AOF (duly filled and completed) by the branch before 5:00pm for onward stamping, checking & scanning to CPU e-Account Module.Accounts forwarded to us before cut off time (i.e. 5:00 pm) will be processed the same day, however the accounts received after cut off time will be processed the next day.
15 Account Opening discrepancy resolution 15 working days As per SOP for Account Opening and Management
Summit Bank Customer Unclaimed Deposits As of December 31, 2021
Click here to view the unclaimed deposits of our customers as of December 31,2021
Summit Bank Customer Unclaimed Deposits As of December 31, 2020
Click here to view the unclaimed deposits of our customers as of December 31,2020
Summit Bank Customer Unclaimed Deposits As of December 31, 2019
Click here to view the unclaimed deposits of our customers as of December 31, 2019
Summit Bank Customer Unclaimed Deposits As of December 31, 2018
Click here to view the unclaimed deposits of our customers as of December 31, 2018
Summit Bank Customer Unclaimed Deposits As of December 31, 2017
Click here to view the unclaimed deposits of our customers as of December 31, 2017
Summit Bank Customer Unclaimed Deposits As of December 31, 2016
Click here to view the unclaimed deposits of our customers as of December 31, 2016
Summit Bank Customer Unclaimed Deposits As of December 31, 2015
Click here to view the unclaimed deposits of our customers as of December 31, 2015
Summit Bank Customer Unclaimed Deposits As of December 31, 2014
Click here to view the unclaimed deposits of our customers as of December 31, 2014
Summit Bank Customer Unclaimed Deposits As of December 31, 2013
Click here to view the unclaimed deposits of our customers as of December 31, 2013
Summit Bank Customer Unclaimed Deposits As of December 31, 2012
Click here to view the unclaimed deposits of our customers as of December 31,2012
Please click on the link below to view Whistle Blowing Policy:
Please click on the link below to view SBP Notice of Extension of Demonitizated Old Bank Notes to Dec 31, 2022:
Please click on the link below to view SBP Notice of Illegal FX Trading, Margin Trading, CFD Trading Websites/Apps/Platforms Remittance:
Please click on the link below to view SBP circular :
Remittance and Trade related queries:
Contact Person Functional Title Email Cell Direct line
Iftikhar A. Sayeed Head of CPU-Remittances & Equity Investment Unit iftikhar.sayeed@summitbank.com.pk 92-320-2220567 021-32468530
Muhammad Ahmer Head CPU-Trade Finance (Central & North) mohammad.ahmer@summitbank.com.pk 92-322-2009182 042-36310084
Account Opening Process
Click here to view the account opening process
Account Opening Document
Click here to view the account opening document

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Last Updated 2023-05-26


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