Summit Classic Current Account - Summit Bank

Summit Classic Current Account

Rewarding you with unparalleled banking privileges, Summit Classic Current Account now offers you benefits of Health Insurance and Hospitalization coverage to make your present healthy and future secure.

                           YEH HUA NA HEALTHY, WEALTHY AND WISE DECISION !

Product Features

  • Classic current account can only be opened in local currency.
  • Unlimited free of cost transaction facility over the counter and on Summit Bank ATM’s.
  • It can be linked with any other remunerative account, Term deposit products offered by Summit Bank.
  • Wellness Card covering maximum limit of PKR. 50,000/-, PKR 100,000/- and PKR 250,000/- per person respectively in accordance with the terms of insurer.
  • Waiver of health insurance charges will be given on maintaining of monthly average balance of PKR 50,000/- which will be evaluated on monthly basis from the date of account opening.
  • Wellness Card charges will be applied in case of non maintenance of required minimum monthly balances.
  • Withholding Tax (WHT) and Federal Excise Duty (FED) applicable as per country law.


  • Free issuance of Health Wellness Card.
  • Emergency Care, surgery and hospital coverage*
  • No claim forms to fill out (conditions applied)*
  • Prescription drug coverage*
  • Cash less claim facility available at all in-network hospitals.*
  • Pre-Existing Conditions has been covered. (Previous illness also covered)
  • Outside network hospitals Reimbursement has been allowed. (with 60:40 co-payment)

Free Services

  • Free real time online banking i.e. cash deposit and withdrawal, funds transfer, Call Deposit Receipt (CDR), Pay order (PO), Rupee Traveler Cheques (RTC) facilities through country wide network of branches.
  • Free Utility Bills payments via ATM , SMS, Web Banking, Contact Center, SMBL Branches.
  • Free issuance of Pay Order, Demand Draft, Call Deposit Receipt
  • 24/7 Customer Care through our Toll free number 0800-24365
  • Free Home Remittance Payments.
  • Unlimited free of cost transaction facility over the counter, on Summit Bank ATM’s.
  • Free Dispatch of Statement of Account.(on half yearly basis).
  • Free e Statement of Accounts.
  • Mobile Recharge (Air-time purchase) through ATM, Web , Mobile & Contact Center Rs. 5/- per transaction including F.E.D.
  • Free IVR Phone banking service if call from any land line number.
  • Out ward Clearing Cheques Return Unpaid Charges – Free
  • Account Closing Charges – Free
  • Locker Insurance Charges – Free upto the prescribed limits of each locker size.
  • Free Debit Expired Card Replacement.
  • Free Fund Transfer with in Summit Bank via ATM, Web, and Branch Network.
  • Free Personal Accidental Insurance Charges.
  • Free ATM Cash Withdrawal Insurance.

*Terms & Conditions Apply

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Last Updated 2023-09-25

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