Specifications

• Initial Balance : Not Required
• Cash Withdrawal: Rs.35,000/-
• Cash Withdrawal (Single Transaction): Rs.20,000/-
• Point Of Sale(POS) Transaction: Rs.60,000/-
• Fund Transfer within SMBL: Rs.250,000/-
• Inter Bank Funds Transfer(IBFT) : Rs.250,000/-
• Inter Bank Funds Transfer (IBFT) Per Transaction Charges: Rs.50 + FED
• Annual Card Fee of Classic Card (Master Card) : Rs 800 + FED
• Annual Card Fee of Supplementary Card (Master Card) : Rs 800 + FED
• Card Replacement Charges on the basis of stolen, damaged & lost: Rs.600 + FED
• Mail Order/Telephone Order and Internet transactions not allowed

Benefits

• Direct Debit/No Markup
• World Wide Usage / ATM Insurance
• Enhanced limits for daily spending
• 24-Hour Emergency Helpline
• Annual Fee Waiver for the first year of card operation. This applies to Supplementary cards as well
• 1.5 Million ATMs worldwide using:
• Mastercard debit card can be used for:
  Grocery Dining Petrol Travel

Supplementary Cards

• Number of Cards Allowed : 4 cards
• Cash Withdrawal: Rs.15,000/-
• POS Transaction: Rs.30,000/-
• IBFT : Not Available
• Card Replacement Charges on the basis of stolen, damaged & lost: Rs.800 + FED
• Annual Card fee for supplementary card : Rs.800 + FED

Merchant Discounts:
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Schedule of Charges:
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FAQs:
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