Overview:
State Bank of Pakistan in collaboration with 1Link has launched a Home Remittance Product “Sohni Dharti Remittance Program to incentivize Non-Resident Pakistanis.
Sohni Dharti Remittance Program (SDRP) is a point-based loyalty scheme for our remitters who work abroad and send money to their loved ones in Pakistan through banking channels or exchange companies. The sole purpose of this scheme is to increase the volume of remittances.
It is a unique and first-ever smartphone (Android and iOS) Mobile application, available in both English and Urdu languages that tracks and updates every remittance a remitter sends home. It also awards the remitter with reward points, which can be redeemed for free of cost services at multiple Public Service Entities listed below.
| Public Sector Entity | Services offered for Redemption through SDRP |
|---|---|
| PIA | International Air Tickets, Payment for Extra Baggage Fee on PIA International Flights |
| FBR | Mobile Phone duty payment- Payment of Duty on imported Vehicles |
| NADRA | Renewal of CNIC/ NICOP |
| Passport Office | Renewal of Passport |
| State Life | Life Insurance/Takaful Premium Payment |
| Overseas Pakistanis Foundation (OPF) | OPF Schools’ fee Payment |
| Utility Stores Corp | Utility Stores Retail purchases |
| Bureau of Emigration & Overseas Employment (BE&OE) | Emigrant Registration Fee – OEP, Emigrant Registration Fee–Direct Employment |
Going forward more Public Sector Entities and other services will be added.
Reward Points:
Remitter will earn reward points based on a certain percentage of every remittance one sends. There are three rewarding tiers: Green, Gold and Platinum. Reward points will be given to remitters based on the following tier criteria:
| Category | Annual Remittance Amount (in one Fiscal year)* | Reward Points Earning (% of Remittance Amount)** |
|---|---|---|
| Green | Up to USD 10,000 | 1.00% |
| Gold | From USD 10,001 to USD 30,000 | 1.25% |
| Platinum | More than USD 30,000 | 1.50% |
*Fiscal Year 1st July to 30th June
** Equal PKR amount of remittance
Reward points appear on the app in the form of a virtual card that updates automatically with reward points after each remittance.
Using the Mobile App, Remitter can also enroll and transfer accumulated reward points to their beneficiary for redemption.
SDRP Complaint Resolution Desk
For any complaints/questions or feedback related to the ‘Sohni Dharti Remittance Program (SDRP) please note the following contact details.
+92 21 111 11 6757
SDRPSupport@1link.net.pk
SDRPSupport@sbp.org.pk
Links:
For further SDRP information please visit the following SBP & 1Link pages.
https://www.sbp.org.pk/sohnidharti/index.html
https://1link.net.pk/sohni-dharti/
Download SDRP App and Register
Don’t miss the opportunity to avail exciting rewards and benefits. Download the app now and register.
Apple Link: https://apps.apple.com/pk/app/sohni-dharti/id1587997236
Google Link : https://play.google.com/store/apps/details?id=com.onelink.sohnidharti.app